In the area of housing policy, what would be your first step if you were elected President?
Our country needs a new housing policy, both just, united and with the aspirations of the French. If jetais candidate, and elected to the Presidency of the Republic, I support a double strong.
Today, 57% of French people are homeowners, but it is 9 out of 10 who would letra. I mappliquerais therefore, first, to allow everyone to become owner of his home. It is good for every family that is conducive to the economy and that is useful in the preparation of pensions. Moreover, we doterions Finally, in our country a social policy that not forget the middle class.
But I also know that, given the difficulties faced by the French to stay, it is time that the public passes a simple logic means a real sense of achievement. I mengagerais therefore, in parallel, to make enforceable right to housing in France within five years. This would require a major policy review fully sharing responsibilities and resources in housing. It would also require the offer to develop housing on the whole chain: from your object, the social and private rental, not forgetting of course laccession to property.
What should be done to revive laccession to the ownership of income but also families with comfortable salaries now required to Lecart market by high prices?
Indeed allow a popular home ownership available to families and middle classes, now requires resolute action by public authorities. In some places, land prices got off. I therefore propose the creation of a new loan tenure: the household who buys owns everything, right away, but the maturity of this loan with which he purchased the land, begin to run both the quune built refunded.
I believe that it is then necessary to reform the mortgage. If the use lhypothèque was easier, banks would focus less on personal capacity for repayment of lemprunteur and more on the value of the mortgaged property. This will directly benefit all those whose incomes fluctuate, as temporary and many independents.
Finally, I believe that taxation should be adapted to encourage laccession to property. This requires the creation of a Tax credit on the interests of real estate loans for the purchase of a principal residence. It also requires the abolition of transfer duty, since transactions are linked to mobility imposed, such as loss of employment, removal professional, and so on.
You want to establish announced a fiscal framework for investment single rental. Can you clarify what this device?
To develop a rental offers tailored to the needs of French, I am convinced we have seen relation gagnantâ restore € "winner between Landlords and tenants. I therefore proposed to revise the various tax â € "depreciation bearing the name of successive housing ministers â €" in favor of a genuine statute Investor rental stable, sustainable, where ¹ tax benefits for donors are increasingly incentives (depreciation, standard deductions), according to lutilité social housing or benefits to tenants. As dIndicator, I hope that the incentives are for maximum very social and housing accommodations for students.
But there is, in my view, other elements in the rebalancing of the relationship between tenants and lessors. I hope that we can offer donors a better deal with security risks dimpayés through the establishment of a guaranteed rental risks. I also want us to expedite court decisions in the interests of all, and that we stop to consider compliance with the law in the litigation of the lease as optional. In return, I hope that we examine the conditions under which the deposit and bonds required of tenants â € "and sometimes totally shocking â €" could be deleted.
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